UNICARE Health Insurance

UNICARE
120 Monument Circle
Indianapolis, IN 46204

An independent US provider of quality, low-cost health insurance, UNICARE Health Insurance offers a variety of forms of low cost health insurance coverage. Their basic HMO and PPO plans are for both individuals and business groups of all sizes. They are continually finding ways to modify plans to offer even more flexibility to their clients. Their focus is on trying to predict and control health care costs.

UNICARE is a subsidiary of WellPoint, one of the largest publicly traded health insurance organizations in the country. WellPoint is a subsidiary of the national Blue Cross/Blue Shield Group.

Request a quote from a California insurance broker now >>

Product Features

The UNICARE Health Plan offers the following types of affordable health insurance products:

• Individual and family plans
• Medicare and beneficiary plans
• Group health plans for small business, including traditional, PPO, and HMO plans
• Long term care plans

Some of the aspects of the family-centered UNICARE Health Plan health plans are:

• Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
• A large pool of physicians
• The plan centers on a relationship with a primary care physician.
• Choice of plans, including those with or without a deductible
• Can choose a plan with a predictable co-pay or one with a cap on expenses
• Preauthorization is required for most procedures
• Can add prenatal, dental, or alternative medicine coverage

Individual plans include a range of deductibles and co-pays. The UNICARE Health Plan also offers a high deductible plan for use with a health savings account and a short-term coverage plan. Their educational programs pin-point wellness and helping the individual assume responsibility for his or her own health.

Ratings:

Request a quote from a California insurance broker now >>