CIGNA

CIGNA
One Liberty Place
1650 Market Street
Philadelphia, PA 19192

CIGNA is a full-service insurance company that offers health insurance to families, individuals, and businesses in California. The CIGNA Insurance Company was founded in 1792 as the Insurance Company of North America (INA). The company is the US’s oldest stockholder-owned insurer and a cornerstone of the insurance industry. Today, CIGNA offers innovative products to its members. CIGNA’s focus is a better, healthier life for all. As they strive to bring high standards of medical care to their insured, they offer quality health, dental, vision, pharmacy, and behavioral health coverage. 

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CIGNA Health Insurance Product Features

CIGNA offers the following affordable health insurance plans for California businesses and families.

• HMO plans that focus on a strong doctor-patient relationship with a primary care physician. Preventive care programs and incentives help keep patients well. Primary Care Physicians coordinate all care, including follow-up to emergency care, and will refer patients to the appropriate specialist.
• POS plans to give the insured the option to pay at point of service for care outside the plan network.
• PPO plans with the flexibility to choose deductibles and coinsurance. Patients choose specialists and are responsible for getting pre-approval for any hospital treatment.
• Supplemental plans to give coverage in areas that public-healthcare programs do not cover. These plans include vision, dental, Pharmacy, and behavioral health care.
• Flexible Spending accounts (FSA) that include Dependent Day Care FSA
• Health and wellness programs

CIGNA focuses on wellness and preventive healthcare so their members can get healthy and stay healthy. Their benefit options offer the support to put the patient in charge of his or her own health.

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