AFLAC
American Family Life Insurance Family Worldwide Headquarters
1932 Wynnton Road
Columbus, GA 31999
American Family Life Insurance Company (Aflac) has been protecting individuals and families for more than 20 years. In that time, the company has gathered a following of more than 40 million members. For Californians in every stage of life, Aflac offers supplemental insurance to its members, in order to “fill in” the gaps left by traditional insurance companies.
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AFLAC Product Features
In 2004, Fortune magazine named Aflac the most “innovative company” in the health insurance category of its Most Admired Companies listing. California residents benefit from Aflac's overall success as well. With their unique needs in mind, Aflac offers California residents the following supplemental coverage:
- Hospitalization: Aflac will pay after 14 hours of hospital confinement, from day one; intensive care unit (including neonatal), ambulance service, surgery, related physician's visits, and organ transplants.
- Dental: Basic preventive and basic coverage. There are no deductibles with this plan.
- Vision: corrective procedures, implants and disorders, in addition to traditional well-eye care.
- Accident/Disability: Pays you directly for ambulance, family-lodging, and treatment, including accident-death benefits if necessary.
- Cancer: This plan covers treatment options including radiation and chemotherapy, hospitalization, hospice and transportation (if over 100 miles away from your home).
- Life insurance: Whole life or term life up to $200,000 with no medical exam or blood test.
Aflac also offers consumers long-term care and short term disability, in addition to many discounts to employees for Dependent Day Care and parking/transit costs.
Ratings:
| AM Best: |
A+ |
| Fitch: |
AA |
| S&P: |
AA |
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